Employers Casualty Co. v. Northern National Insurance Group

Plaintiff Employers Casualty Company appeals from a judgment in which the trial court found that its policy of insurance issued to defendant Remic Industries, Inc., afforded coverage to Remic in connection with a vehicular accident involving a tractor which belonged to Remic at the time said policy was issued. Employers initiated the action with a complaint for declaratory relief, and defendant and cross-complainant Northwestern National Insurance Group, which had also issued a policy of insurance to Remic, thereafter filed a cross-complaint for declaratory relief. Both Employers and Northwestern sought declarations from the court as to their rights and duties of defense and indemnification under their respective policies in connection with said accident.

Factual Background

Remic was engaged in the business of manufacturing mobilehomes, in connection with which it acquired a diesel tractor vehicle on June 12, 1974, which it owned from that date until it sold the tractor on October 7, 1975. Northwestern issued a policy of insurance to Remic which was in effect from October 1, 1974, to October 1, 1975. The term of said policy expired as of October 1, 1975, on which date…