Guleserian

Respondent, State Farm, issued its policy of automobile liability insurance to Vahan Guleserian. The policy includes uninsured motorist coverage and provisions for arbitration. “Coverage U” of the policy provides in pertinent part that State Farm agrees “To pay all sums which the insured or his legal representative shall be legally entitled to recover as damages from the owner or operator of an uninsured automobile because of bodily injury sustained by the insured, caused by accident and arising out of the ownership, maintenance or use of [an] uninsured automobile. . . .” In a section of the policy entitled “Definitions,” it reads: “Uninsured Automobile—under coverage U means: (1) a land motor vehicle with respect to the ownership, maintenance or use of which . . . no bodily injury liability bond or insurance policy [was]…