Roug
Roug v. Ohio Security Insurance
Opinion
Opinion
Hanson, J.
Introduction
Plaintiff Ralph Roug (Plaintiff and/or Roug), who filed a “Complaint for Declaratory Relief” seeking uninsured motorist coverage from defendant Ohio Security Insurance Company (Ohio), appeals from a judgment by the trial court (Hon. Richard A. Lavine, judge presiding) in favor of defendant Ohio. We affirm.
Facts
The following facts are undisputed: On July 8, 1982, plaintiff Roug purchased an automobile insurance policy (No. DBS 072 2900) from de fendant Ohio covering his 1968 Chevrolet Impala automobile. The policy issued included the basic policy and an uninsured motorist indorsement. The original policy of insurance expired on September 16, 1982, was renewed, and then expired on March 16, 1983. The premium paid for the policy was $171.
Sometime between July 17 and 19, 1982, the battery was stolen from Plaintiff’s Chevrolet Impala automobile. While Plaintiff’s automobile was inoperative due to the stolen battery, commencing on July 20,1982, Plaintiff used a 1970 Honda motorcycle which he also owned and had purchased prior to the accident.
On October 27, 1982, while Ohio’s insurance policy was in full force and effect, Plaintiff, while riding his Honda…