Wilson

The plaintiff, Civil Service Employees Insurance Company, appeals from an adverse judgment in a declaratory relief suit brought to determine whether there is coverage under two automobile insurance policies issued to Richard Wilson and Frances M. Wilson of a newly acquired Ford automobile which collided with another car and gave rise to pending damage suits brought by the owners and occupants of the other automobile; the plaintiffs in the damage suits and their insurance carrier, American Star Insurance Company, were also joined as parties defendant. The trial court held that the two insurance policies issued to the Wilsons did in fact cover the newly acquired 1956 Ford automobile purchased by them and driven at the time of the collision by Theron Wilson, son of Frances M. Wilson and stepson of Richard Wilson.

Appellant issued its automobile policy No. 98375 to Richard L. and Frances M. Wilson, husband and wife, in 1957, describing a 1956 Mercury, and containing the usual bodily injury and property damage liability clauses and omnibus coverage of permissive users; that policy was renewed and in effect on the date of the accident. A second policy, No. 126083, was issued by…