Sherman

Law Offices of Brifman & Bailey, Mark Brifman, Mission Hills, and Mark C. Bailey, Irvine, for Objectors and Appellants.

Arnold & Porter, John J. Quinn, Lawrence A. Cox, and Kurt Fritz, Los Angeles, for Defendant and Respondent.

Shernoff, Bidart & Darras, William M. Shernoff, and Evangeline Fisher Garris; Engstrom, Lipscomb & Lack, Los Angeles, and Walter J. Lack; Law Office of Howard Snyder and Howard A. Snyder, Encino; Girardi & Keese and Thomas V. Girardi; Gruber & Kantor and Daniel S. Gruber, for Plaintiffs and Respondents.

LILLIE, P.J.

Appellants [1] were insureds of defendant and respondent Allstate Insurance Company at the time of the 1994 Northridge earthquake, and appeal from the judgment approving the settlement reached in a class action involving earthquake insurance claims arising out of the 1994 earthquake. Although appellants are not the named class representatives, and with the exception of the Reeses opted out of the certified class, they appeal the judgment on the grounds the class was not properly certified and the settlement was not "fair, adequate and reasonable" as required by California law. Respondents contend the appellants have no standing to appeal and…