Low
STATE FARM MUT. AUTO. INS. CO. v. Low
Opinion
Opinion
Mark Savage, San Francisco, Thorn Ndaizee Meweh, for Interveners and Respondents.
STEIN, Acting P.J.
Proposition 103, an initiative measure enacted in 1988, made fundamental changes in the regulation of automobile and other types of insurance in this state, but left many of the details of its implementation to regulations promulgated by the Insurance Commissioner (Commissioner). (See generally, Calfarm Ins. Co. v. Deukmejian (1989) 48 Cal.3d 805 , 258 Cal. Rptr. 161 , 771 P.2d 1247 ; 20th Century Ins. Co. v. Garamendi (1994) 8 Cal.4th 216 , 32 Cal.Rptr.2d 807 , 878 P.2d 566 ; Spanish Speaking Citizens' Foundation, Inc. v. Low (2000) 85 Cal.App.4th 1179 , 103 Cal.Rptr.2d 75 .) This appeal concerns one such regulation, California Code of Regulations, title 10, section 2646.6. [1]
The regulation requires specified insurers to file annually with the Department of Insurance (Department) a "Community Service Statement," reporting certain information for each ZIP code in which the insurer sells insurance or maintains agents. (§ 2646.6, subds.(a), (b).) Subdivision (c) of section 2646.6 makes those statements available for public inspection under Insurance Code section 1861.07. State…