McNeill

McNeill v. State Farm Life Insurance

Good Law
10 Cal. Rptr. 3d 675·116 Cal. App. 4th 597·2004 Cal. App. LEXIS 261·2004 Daily Journal DAR 2845·20 I.E.R. Cas. (BNA) 1807
Court of Appeal of CaliforniaMarch 3, 2004B161845California1,978 words

Opinion

Opinion

Cooper, J.

Plaintiff, Barbara L. McNeill, appeals from the judgment rendered after the superior court sustained without leave to amend the demurrer of defendants, State Farm Life Insurance Company (State Farm) and its agent Nancy G. Cannon, to plaintiff’s complaint for fraud, bad faith, and negligent hiring. Plaintiff seeks reinstatement only of her fraud cause of action, which was dismissed on grounds it was barred by a class action settlement, and because of the statute of limitations. We conclude that defendants did not establish that the fraud claim was so barred, and that plaintiff is entitled to an opportunity to amend her complaint, to plead her cause of action with greater particularity. In so holding, we reject Cannon’s contention that, being an agent, she cannot be held liable for intentional misrepresentations.

FACTS

The complaint was filed December 5, 2001. It alleged that in September 1989, State Farm, through Cannon, entered into policies with plaintiff, insuring the life of Roy McNeill, with a death benefit of $1 million. “At or about the time of the [policies’] issuance,” State Farm negligently represented that the annual premiums totaled approximately $27,000, and…

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