Garamendi
CALIFORNIA ST. AUTO. ASSN. INTER-INS v. Garamendi
Opinion
Opinion
Munger, Tolles & Olson and Ronald K. Meyer for Interveners and Respondents.
John K. Van de Kamp and Daniel E. Lungren, Attorneys General, and Joyce E. Hee, Deputy Attorney General, for Defendant and Respondent.
LeBoeuf, Lamb, Leiby & MacRae, James R. Woods, Sanford Kingsley and Thomas E. McDonald for Real Party in Interest and Respondent.
Buchalter, Nemer, Fields & Younger, Jonathan F. Bank, Marcus M. Kaufman and Hugh A. Linstrom as Amici Curiae on behalf of Real Party in Interest and Respondent.
OPINION
PETERSON, J.
In these consolidated appeals, we affirm orders of the former Insurance Commissioner (Commissioner) and trial court which (1) required the appellant insurer to accept assignment of automobile insurance risks on a statewide basis; and (2) created, and thereafter suspended prospectively, a special Urban Credit Program for risk assignments in certain urban areas. These actions of the Commissioner were consistent with her statutory duties, were neither arbitrary nor capricious, and were supported by substantial evidence in the administrative record.
Before discussing the merits, we will first briefly summarize (a) the most relevant statutes and regulations…