Buraye

ORDER GRANTING DEFENDANT’S MOTION FOR JUDGMENT ON THE PLEADINGS

I. FACTUAL AND PROCEDURAL BACKGROUND

A. Facts

Plaintiff Fredy Buraye is a consumer who resides in California. Defendants Equifax and Transunion are credit reporting agencies. Defendant Nationwide Credit, Inc. is allegedly “a collection agency and/or a credit reporting agency.” Buraye asserts that in early 2007, Nation wide reported “wildly untrue, unverified and grossly negligent erroneous information” to defendants Equifax and Transunion. Buraye alleges that Nationwide falsely reported to Equifax and Transunion that (1) he owed DirectTV $237.00; (2) he used the alias “Fredy Perez”; and (3) he lived at 3961 Hillcrest Ave., # 6 in Los Angeles. Buraye contends that these false statements had a “detrimental effect [on his] character,” in that they portrayed him “as a deadbeat who didn’t pay his bills”; he also asserts they damaged his credit score and his ability to borrow at lower rates.

On May 6, 2007, Buraye notified both Equifax and Transunion of the mistakes in his credit report. On May 12, 2007, Transunion responded that the allegedly false information did “not currently appear on his or her credit report.” On…