Lange

Appellants TIG Insurance Company, TIG Insurance Company of Michigan, TIG Specialty Insurance Company, and TIG Premier Insurance Company (collectively TIG) appeal from the judgment entered for respondents Jonathan Lange and Denise DiPietro on respondents’ claims for promissory estoppel and negligent interference with prospective economic advantage. After review, we reverse and enter judgment for appellants.

Procedural and Factual Background

Artisan Contractors Association (ACA) is an association of building contractors providing various services to its members. In 1989, ACA started a pooling program to allow its members to buy liability insurance at competitive rates from various insurers. In 1992, ACA appointed EVE Insurance Brokerage (EVE) to administer the program and oversee the independent insurance brokers who worked directly with ACA members in procuring insurance policies. Respondents were two such brokers. In their capacity as brokers, respondents were permitted to submit to EVE their clients’ applications for coverage under the ACA program.

In November 1993, appellant TIG entered into a written general agency agreement with EVE and began selling liability…