Hartford

This case concerns whether an insurer has a duty to defend a claim of coverage for a personal injury which occurred at a state fair. The State of California (the State), the California Fairs Insurance Authority (the Authority) and the Sixteenth District Agricultural Association (the District) appeal from the judgment in favor of respondent, the Hartford, in this declaratory relief action. Because the injury did not arise out of operations covered by the policy and because it occurred in a remote location from those operations, we affirm the judgment.

Facts

Gordon and Marion Hurtt and Robert and Carol McQuinn do business as Just Right Satellite (JRS), selling and servicing television satellite dishes. Gordon rented a booth for JRS at the California Mid-State Fair. The rental agreement required JRS to indemnify and save harmless the State and others from all claims and suits resulting from any injury to any person “. . . caused by, arising out of or in any way connected with the exercise by Renter of the privileges herein granted.” The rental agreement granted JRS the right to occupy a 20-by-50 foot space, designated by the fair management, for the sole purpose of…