Campanelli
Campanelli v. Allstate Insurance
Opinion
Opinion
Kelleher, J.
ORDER GRANTING DEFENDANTS’ MOTION FOR SUMMARY JUDGMENT AGAINST PLAINTIFFS WILLIAM AND TERRY NOAH
On August 24, 2000, Defendant Allstate Insurance Company (“Allstate”) filed a motion for summary judgment against Plaintiffs William and Terry Noah (collectively, “the Noahs”). The Noahs opposed the motion. The Court heard oral argument on October 16, 2000 and, having considered the papers, pleadings, and records on file herein, the Court grants Allstate’s motion for summary judgment in its entirety.
BACKGROUND FACTS
The following facts are not disputed. The Noahs are Allstate policyholders. They suffered property damage to their home as a result of the 1994 Northridge earthquake. The Noahs reported a claim to Allstate on January 13,1995.
Allstate resolved their claim under their homeowners’ policy and closed the claims file by letter dated August 21, 1996. In this letter, Allstate informed the Noahs that their insurance policy contained a one-year ■ limitations provision that required them to bring any lawsuit within one year of the date of their loss.
On September 6, 1996, Allstate made an additional payment to the Noahs for the loss of kitchen facilities during the repairs to…