Campanelli

ORDER GRANTING DEFENDANT ALLSTATE INSURANCE COMPANY’S MOTION FOR SUMMARY JUDGMENT AGAINST PLAINTIFFS GEORGE AND MARY LOU GIAKOUMAKIS

Defendant Allstate Insurance Company (“Allstate”) filed the instant motion for summary judgment against Plaintiffs George and Mary Lou Giakoumakis (together, the “Giakoumakises”) on April 17, 2000. Because the parties adequately represent their positions in their moving and opposing papers, the Court waives oral argument. See C.D. Local R. 7.11. Having considered the parties’ briefs and declarations, the Court now grants Allstate’s motion for summary judgment.

FACTUAL BACKGROUND

The following facts are not disputed. Plaintiffs George and Mary Lou Giakou-makis (together, the “Giakoumakises”) are Allstate policyholders. They suffered property damage to their home in Woodland Hills, California as a result of the 1994 Northridge earthquake. The Giakou-makises reported a claim to Allstate on January 19,1994.

Allstate resolved their claim under their homeowners’ policy and closed the claims file by letter dated August 16, 1994. The Giakoumakises objected to Allstate’s low settlement and challenged Allstate’s inspection. Allstate conducted further…