Campanelli

ORDER GRANTING DEFENDANT ALLSTATE INS. CO.’S MOTION FOR SUMMARY JUDGMENT AGAINST PLAINTIFFS JAMES & PAT HOUSE

Defendant Allstate Insurance Company (“Allstate”) filed the instant motion for summary judgment against Plaintiffs James and Pat House (together, the “Houses”) on August 24,1999. The Court heard oral argument on October 4, 1999. Following argument, the Court took the matter under submission. Having considered the parties’ briefs and declarations, and the contentions of counsel, the Court now grants Defendants’ motion for summary judgment.

FACTUAL BACKGROUND

The Houses are Allstate policyholders. On January 17, 1994, the Northridge earthquake shook the Los Angeles area, damaging many buildings, homes, and structures, including the Houses’ home in Woodland Hills, California. Following the earthquake, on January 20, 1994, the Houses submitted a claim for property damage to Allstate.

Allstate paid the Houses $106,287.20 for their claims on June 10, 1994. Following an additional inspection, Allstate paid the Houses another $11,827.51 for their claim of damages.

Allstate closed the Houses’ claims by letter dated October 12, 1995. The letter stated that any further damage…