Hosseinzadeh
Hosseinzadeh v. M.R.S. Associates, Inc.
Opinion
Opinion
Snyder, J.
ORDER GRANTING SUMMARY JUDGMENT IN PART FOR PLAINTIFF AND DENYING SUMMARY JUDGMENT FOR DEFENDANT
I. INTRODUCTION
On January 23, 2004, plaintiff Noushin A. Hosseinzadeh (“Hosseinzadeh”) filed suit against defendant M.R.S. Associates, Inc. (“MRS”). Plaintiff alleges the following claims: (1) violation of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1962 et seq.; and (2) violation of the Rosenthal Fair Debt Collection Practices Act (“Rosenthal Act”), Cal. Civ.Code §§ 1788-1788.32. On December 17, 2004, defendant filed a motion for summary judgment. On December 27, 2004, plaintiff filed her opposition to defendant’s motion and on January 7, 2005, defendant filed its reply. Defendant’s motion is presently before the Court.
II. FACTUAL BACKGROUND
Plaintiff allegedly incurred a disputed debt to Capital One sometime before Dé-cember 6, 2003, and subsequently failed to pay amounts allegedly due. Complaint ¶¶ 14, 15. Plaintiffs debt was assigned or transferred to defendant for collection. Id. ¶ 16. On December 5, 2003, defendant sent a letter to plaintiff regarding this debt. Mot. at 2; Declaration of Daniel J. McCusker (“McCusker Deck”) ¶ 2; Opp’n at 2.