Laurie Hobson v. Wells Fargo Bank N A

MEMORANDUM

Laurie Hobson appeals pro se from the district court’s summary judgment in her action arising from foreclosure proceedings. We have jurisdiction under 28 U.S.C. § 1291 . We review de novo. Kaplan v. City of N. Las Vegas, 323 F.3d 1226, 1229 (9th Cir.2003). We affirm.

The district court properly granted summary judgment in Hobson’s quiet title action because Hobson failed to raise a genuine dispute of material fact as to whether the loan had been repaid. See Trusty v. Ray, 73 Idaho 232, 236 , 249 P.2d 814 (1952) (“A mortgagor cannot without paying his debt quiet title as against the mortgagee.” (citation and internal quotation marks omitted)).

Hobson does not have standing to challenge defendant Wells Fargo Bank, NA’s assignment of the property after the foreclosure sale because she no longer had an interest in the property. See Spencer v. Jameson, 147 Idaho 497 , 211 P.3d 106, 113 (2009) (stating that, except for limited circumstances not relevant here, a foreclosure “sale is final once the trustee accepts the bid as payment in full”); see also Lujan v. Defenders of Wildlife, 504 U.S. 555, 560-61 , 112 S.Ct. 2130 , 119 L.Ed.2d 351 (1992) (requirements to establish…