Navy Federal Credit Union v. Saddik CA4/3

FACTS & PROCEDURE

Navy Federal Credit Union (Navy) filed a collections action against Saddik on March 19, 2012, seeking damages of $82,025. Navy served the complaint on Saddik on July 30, 2012. On September 11, 2012, Navy filed a request for entry of default and court judgment against Saddik for the amount demanded in its complaint, plus interest, costs and attorney fees, and the court clerk entered Saddik’s default. The request for entry of default was served on Saddik by mail on September 6, 2012. A two-page default judgment awarding Navy $88,899.70 was signed by the court and was stamped filed on October 24, 2012. The Orange County Superior Court’s publicly accessible case information/register of actions (hereafter Civil Case Information Web site), on which members of the public may view case information and purchase copies of filed court documents, contains the following docket entries relating to the judgment: (1) entry number 32, “judgment filed by [Navy] on 10/24/2012 . . . [filing date] 10/24/2012 . . . 2 pages”; (2) entry number 33, “the court enters judgment as to complaint . . . [filing date] 11/14/2012 . . . NV”; entry number 34, “complaint disposed with disposition…