Gonzalez

INTRODUCTION

Plaintiff and appellant Felipe Gonzalez (plaintiff) appeals from a judgment entered on the trial court’s order sustaining without leave to amend the demurrers of defendants and respondents JPMorgan Chase Bank, N.A. (Chase) and Federal National Mortgage Association (Fannie Mae).1 According to plaintiff, the trial court erred when it sustained the demurrers to each of the five causes of action pleaded in his third amended complaint and abused its discretion when it denied him leave to amend his complaint. We hold that the trial court did not err in sustaining the demurrers to each of the five causes of action in the complaint and did not abuse its discretion by sustaining the demurrer without granting further leave to amend. We therefore affirm the order sustaining the demurrer without leave to amend and the judgment entered on that order.

FACTUAL BACKGROUND

A. General Allegations In connection with plaintiff’s purchase of a single family residence in Van Nuys, California, he entered into a deed of trust (deed of trust) with Chase that secured a loan in the amount of $387,750. In December 2008, plaintiff received a letter from Chase and Fannie Mae stating that…