MELODIE McATEE v. CAPITAL ONE

FOR PUBLICATION

UNITED STATES COURT OF APPEALS

FOR THE NINTH CIRCUIT

MELODIE MCATEE, individually and  on behalf of all others similarly situated, Plaintiff-Appellee, v. CAPITAL ONE, F.S.B., a Foreign Corporation; CAPITAL ONE No. 07-55065 SERVICES, a Foreign Corporation; CAPITAL ONE FINANCIAL  D.C. No.

CV-06-00709-CJC

CORPORATION, a Foreign Corporation; CAPITAL ONE BANK, a OPINION Foreign Corporation, Defendants-Appellants, and JOHN DOES, 1 Through 20, Inclusive Defendant.  Appeal from the United States District Court for the Central District of California Cormac J. Carney, District Judge, Presiding

Argued and Submitted March 14, 2007—San Francisco, California

Filed March 16, 2007

Before: Procter Hug, Jr., Melvin Brunetti, and William A. Fletcher, Circuit Judges.

Opinion by Judge William A. Fletcher COUNSEL

James R. McGuire, Dean J. Zipser, Morrison & Foerster, Irvine, California, for the appellants.

Anthony A. Ferrigno, San Clemente, California; David J. Franklin, Franklin & Franklin, San Diego, California, for the appellee. 3354 MCATEE v. CAPITAL…