Guerrero

FOR PUBLICATION

UNITED STATES COURT OF APPEALS

FOR THE NINTH CIRCUIT

KENNETH JON GUERRERO,  No. 05-15121 Plaintiff-Appellee, v.  D.C. No.

CV-03-00038-HG

RJM ACQUISITIONS LLC,

OPINION

Defendant-Appellant.  Appeal from the United States District Court for the District of Hawaii Helen Gillmor, District Judge, Presiding

Argued and Submitted November 15, 2006—Honolulu, Hawaii

Filed August 23, 2007

Before: Stephen S. Trott, Kim McLane Wardlaw, and William A. Fletcher, Circuit Judges.

Per Curiam Opinion; Partial Concurrence and Partial Dissent by Judge W. Fletcher

10327 10330 GUERRERO v. RJM ACQUISITIONS

COUNSEL

John Harris Paer, Honolulu, Hawaii, for the plaintiff-appellee.

David J. Minkin, McCorriston, Miller, Mukai, & MacKinnon, LLP, Honolulu, Hawaii, for the defendant-appellant.

Daniel P. Shapiro, Goldberg, Kohn, Bell, Black, Rosenbloom & Moritz, Ltd., Chicago, Illinois, Amicus Curiae for the National Association of Retail Collection Attorneys and the Debt Buyers’ Association, Inc. GUERRERO v. RJM ACQUISITIONS 10331

OPINION

PER CURIAM.

Kenneth Jon Guerrero, a consumer, sued RJM Acquisi- tions,…