Ortiz

FOR PUBLICATION

UNITED STATES COURT OF APPEALS

FOR THE NINTH CIRCUIT

LIFE INSURANCE COMPANY OF NORTH 

AMERICA, a Pennsylvania corporation, Plaintiff, No. 07-55308  v. D.C. Nos. GLORIA IRENE ORTIZ, an individual, CV-05-07347-MLR Defendant-Appellant, CV-05-08117-MLR GRACIELA ELENA ORTIZ, an individual, Defendant-Appellee. 

LIFE INSURANCE COMPANY OF NORTH 

AMERICA, a Pennsylvania corporation; RELIANCE STANDARD

LIFE INSURANCE COMPANY,

Plaintiffs, v. No. 07-55331 GLORIA IRENE ORTIZ, an individual, D.C. Nos. Defendant-Appellant,  CV-05-08117-R GRACIELA ELENA ORTIZ, an CV-05-07347-R individual, OPINION Defendant-Appellee, and J.J.O., a minor; JAVIER A. ORTIZ, Sr.; GRACIELA CASTANO ORTIZ, Defendants. 

9791 9792 LIFE INSURANCE COMPANY v. ORTIZ Appeal from the United States District Court for the Central District of California Manuel L. Real, District Judge, Presiding

Argued and Submitted June 4, 2008—Pasadena, California

Filed August 1, 2008

Before: Alex Kozinski, Chief Judge, Ruggero J.…