Ojo

I. Introduction

Patrick L. Ojo (“Ojo”), on behalf of himself and all others similarly situated,1 appeals the district court’s dismissal under Fed. R. Civ. P. 12(b)(1) of a class action suit brought against Farmers Group, Inc., and its affiliates, subsidiaries, and rein- surers (collectively “Farmers”). The Complaint alleges, inter alia,2 disparate impact race discrimination in violation of the federal Fair Housing Act (“FHA”), 42 U.S.C. §§ 3604 et seq. 1 Ojo sues on behalf of himself and on behalf of “minorities . . . who were issued [homeowner’s] policies by Farmers . . . or who applied for” such policies, and “who received less favorable pricing than Caucasians as a result of the discriminatory credit evaluative and scoring system developed and administered by Farmers in violation of 42 U.S.C. § 3604.” The Complaint “reasonably estimates that there are hundreds of thousands of persons” in the purported class. 2 Counts II and III of the Complaint alleged violations of two state stat- utes: California’s Fair Employment and Housing Act, Cal. Gov’t Code §§ 12955 et seq. (“FEHA”) (Count II), and California’s Unfair Competi- tion Law, Cal. Bus. & Prof. Code § 17200 et seq. (“UCL”)…