Barrer

FOR PUBLICATION

UNITED STATES COURT OF APPEALS

FOR THE NINTH CIRCUIT

CHERYL BARRER; WALTER BARRER, 

on behalf of themselves and those No. 07-35414 similarly situated, D.C. No. Plaintiffs-Appellants,  CV-06-00415- v. HA/HU

CHASE BANK USA, N.A., OPINION

Defendant-Appellee.  Appeal from the United States District Court for the District of Oregon Ancer L. Haggerty, District Judge, Presiding

Argued and Submitted December 11, 2008—Portland, Oregon

Filed May 19, 2009

Before: Diarmuid F. O’Scannlain, Susan P. Graber, and Jay S. Bybee, Circuit Judges.

Opinion by Judge O’Scannlain; Partial Concurrence and Partial Dissent by Judge Graber

5991 5994 BARRER v. CHASE BANK USA

COUNSEL

Michael D. Braun, Braun Law Group, P.C., Los Angeles, Cal- ifornia, argued the cause for the appellants and filed the briefs. Matthew J. Zevin, Stanley, Mandel & Iola, LLP, San Diego, California, was also on the briefs.

Nancy R. Thomas, Morrison & Foerster LLP, Los Angeles, California, argued the cause for the appellee and was on the brief. Robert S. Stern, Morrison & Foerster LLP,…