James Bonham v. Bank of America, N.A.

MEMORANDUM

James Will Bonham appeals pro se from the district court’s judgment dismissing his diversity action asserting a quiet title claim. We have jurisdiction under 28 U.S.C. § 1291 . We review de novo a district court’s dismissal for failure to state a claim under Federal Rule of Civil Procedure 12(b)(6). See Hebbe v. Pliler, 627 F.3d 338, 341 (9th Cir. 2010). We affirm.

The district court properly dismissed Bonham’s action because Bonham’s contentions that the alleged securitization of his note rendered the deed of trust or note unenforceable fail as a matter of law. See Cervantes v. Countrywide Home Loans, Inc., 656 F.3d 1034, 1044 (9th Cir. 2011) (“Even if we were to accept the plaintiffs’ premise[ ] that ... the note is split from the deed, we would reject the plaintiffs’ conclusion that, as a necessary consequence, no party has the power to foreclose.”). Further, defendant was not required to show Bonham the note or otherwise prove its authority to foreclose. See Hogan v. Wash. Mutual Bank, N.A., 230 Ariz. 584 , 277 P.3d 781, 781 (2012) (“We hold that Arizona’s non-judicial foreclosure statutes do not require the beneficiary to prove its authority or ‘show the note’…