Opinion No. (2009)

EDMUND G. BROWN JR. Attorney General DIANE E. EISENBERG Deputy Attorney General THE HONORABLE NOREEN EVANS, MEMBER OF THE STATE ASSEMBLY, has requested an opinion on the following question: Is the single document requirement for automobile sales contracts satisfied if the document consists of multiple pages that are attached to each other and integrated by means such as inclusive sequential page numbering ( e.g. , "1 of 4," "2 of 4," etc.)? CONCLUSION The single document requirement for automobile sales contracts is satisfied if the document consists of multiple pages that are attached to each other and integrated by means such as inclusive sequential page numbering ( e.g. , "1 of 4," "2 of 4," etc.). *Page 2 ANALYSIS Under California's Automobile Sales Finance Act (ASFA), 1 automobile sales contracts must contain certain terms and disclosures 2 for the protection of consumers. 3 In addition, certain provisions of such contracts are required to be prominently displayed in fonts of specified size, and in specified locations and sequences, again for the protection of consumers. On top of that, regulated sales contracts are required to be reproduced as a "single document," 4 so that…