Hanna

Plaintiff sued as beneficiary under a policy of accident insurance issued to her deceased husband by defendant. Verdict and judgment were entered for plaintiff for the sum of five thousand dollars, being the full amount specified in the policy,' from which judgment defendant appeals.

[1] Under the terms of the policy the defendant agreed to pay to the beneficiary, in case of the death of the insured, “the sums hereinafter specified, for loss of life, ... on account of bodily injuries sustained by the member . . . effected directly and independently of any other contributing, concurring or intervening cause, by external, violent and accidental means.” Certain conditions and limitations were specified in the policy and made a part thereof. Those material to the consideration of this appeal are the following: “If, as a result of such injury, independently of all other causes, intervening, contributing or concurring, the death of the member shall occur within ninety days from the date thereof, the association shall pay the sum of five thousand dollars ($5,000.00), which shall be in full and complete satisfaction of every claim against it, including any claim for disability.” Then…