Davis

On the fourteenth day of January, 1925, the plaintiff Nora Ellen Davis, while riding in an automo bile operated and controlled by one E. B. Brown, doing business as “Brown Auto Tours”, received certain physical injuries in an accident which resulted from negligent operation of said automobile. At that time there was existing and in force the indemnity policy on which judgment has been recovered in this action. The policy dated February 15, 1924, was issued to E. B. Brown, doing business as Brown Auto Tours of Los Angeles, California. Brown was referred to therein as “the subscriber”. The policy covered liability of the subscriber for injuries resulting from the operation of a certain described Lincoln automobile while used in the business of “auto tours”. It was provided that the policy should inure to and be for the benefit and protection of “anyone who shall sustain any damage or injury . ... by reason of negligence on the part of the driver or operator of the motor vehicle described herein, . . . when such motor vehicle and the driver or operator of same are duly licensed, have permit issued by the authority of the Board of Public Utilities, Los Angeles, California”. In this…