Firkins
Firkins v. Zurich General Accident & Liability Insurance
Opinion
Lead Opinion
Thompson, J.
This is an appeal from a judgment entered against the plaintiff upon sustaining a demurrer to the amended complaint and denying leave to amend.
The complaint alleges that Mr. and Mrs. A. Delmuto were insured by the defendant insurance company against damages accruing on account of an accident in the operation of their Durant automobile. The insurance policy which was issued in the name of A. Delmuto, is attached to the complaint as an exhibit. It is further recited that upon application for this insurance policy the owners of the machine told the representative of the defendant that '“neither of them drove . . . said automobile, but that said automobile would be driven by Leo Delmuto, their son . . . (who) was of the age of fourteen years, and that they desired the policy so written as to cover the driving of said automobile by said fourteen year old minor”; that the usual form of a policy was thereupon issued including the following clause, “This policy shall not cover in respect of any automobile, . . . while driven or manipulated by any person under the age fixed by law, or under sixteen years of age in any event.” To this policy there was attached, as a part thereof, an…