Ramirez

On June 16 and 17, 1915, the defendant United Firemen’s Insurance Company of Philadelphia issued to plaintiff two policies of fire insurance, one in the sum of $350 upon his dwelling-house, and one for one thousand dollars on the furniture therein. Thereafter, by a contract of reinsurance, the defendant British America Assurance Company entered into a contract whereby it assumed the obligations of said first-named company. Nearly two years thereafter, to wit, May 2, 1917, the house and contents were destroyed by fire, and in an action brought by plaintiff upon the policies, judgment • was rendered in his favor for one thousand dollars, from which defendants appeal.

Appellants base their position upon two clauses of the policy; one relating to the title of the insured, and the other to the furnishing by him of sworn proofs of loss within a certain time.

[1] The policy contained, among other provisions, the following: “This entire policy shall be void, ... if the interest of the insured be other than unconditional and sole ownership.” Following the allegation of the complaint, the. court found “that at the time of the issuance of said policies of.insurance the plaintiff was, and…