Claxton

Claxton v. American Casualty Co.

Good Law
30 Cal. App. 457·158 P. 544
Court of Appeal of CaliforniaMay 15, 1916Civ. No. 1816.California749 words

Opinion

Lead Opinion

Richards, J.

This is an appeal from a judgment in plaintiff's favor in an action for the recovery of an amount alleged to be due upon an accident insurance policy for the loss of an eye. The only question presented is as to whether the complaint states a cause of action.

The complaint set forth the policy of insurance in full, and then proceeded to aver that while it was in effect the plaintiff suffered an accidental injury to one of his eyes which for several days thereafter seemed trivial and did not give him much concern, but which gradually developed into a cataract which destroyed the sight of his eye. The policy of insurance as shown by its heading “provides indemnity for loss of life, limb, sight or time by accidental means, and loss of time by sickness to the extent herein provided.” In the body of the policy there is a provision that for the loss of both eyes the sum of five thousand dollars, and for the loss of one eye the sum of two thousand five hundred dollars shall be payable. The policy also contains the following clause: “Part I. — If such bodily injury alone shall, directly and independently of all other causes, immediately, continuously and totally disable and prevent the…

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