Salinas v. Bank of New York Mellon CA4/2
Opinion
Opinion
I. FACTUAL AND PROCEDURAL BACKGROUND
On June 23, 2005, plaintiff obtained a loan in the amount of $632,572, used to
purchase certain real property in Riverside, California, and secured by a deed of trust
recorded against the property. MERS is identified as “beneficiary” and “nominee for
Lender and Lender’s successors and assignees” in the deed of trust. MERS, acting as
1 This entity is defendant and respondent The Bank of New York Mellon, f/k/a The Bank of New York Mellon, as Successor-in-interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities, Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-2 (BONY Trust).
2This is defendant California Reconveyance Company, which filed a declaration of nonmonetary status in the trial court, and is not a party to this appeal.
In this opinion, except where specifically noted, we use the term “defendants” to refer to those defendants who are also respondents.
2 nominee for the lender, assigned the loan to BONY Trust on March 27, 2012. On
June 26, 2012, BONY Trust designated California Reconveyance Corporation as trustee
under the deed of trust.