Chambers

Filed 10/21/21; Certified for Publication 11/12/21 (order attached)

COURT OF APPEAL, FOURTH APPELLATE DISTRICT

DIVISION ONE

STATE OF CALIFORNIA

PAMELA SHEREE CHAMBERS, D079074

Plaintiff and Respondent,

v. (Super. Ct. No. 18CV338800)

CROWN ASSET MANAGEMENT,

LLC,

Defendant and Appellant.

APPEAL from an order of the Superior Court of Santa Clara County, Thomas E. Kuhnle, Judge. Affirmed. Carlson & Messer, David J. Kaminski and Stephen A. Watkins, for Defendant and Appellant. Consumer Law Center, Fred W. Schwinn, Raeon R. Roulston, and Matthew C. Salmonsen, for Plaintiff and Respondent. Pamela Sheree Chambers filed a putative class action lawsuit against Crown Asset Management, LLC (Crown) based on alleged violations of the California Fair Debt Buying Practices Act (CFDBPA; Civ. Code, § 1788.50 et seq.). Crown moved to compel arbitration. It relied on an affidavit from an employee of Chambers’s original creditor, Synchrony Bank (Synchrony), who stated in part that “Synchrony’s records” show a credit card account agreement containing an arbitration clause was mailed to Chambers. Chambers objected…