United States v. Roslyn Cooper

In February, 1989, defendant-appellant Roslyn Cooper was charged in a four-count indictment with bank fraud (in violation of 18 U.S.C. § 1344 ), false use of a credit card ( 18 U.S.C. § 1029 ) (two counts), and mail fraud ( 18 U.S.C. § 1341 ). Pursuant to a plea agreement with the government, Cooper pled guilty to bank fraud and the other counts were dropped. Cooper was sentenced to serve a prison term of twelve months and a three-year period of supervised release, and a restitution order was entered in the amount of $9200.43. Cooper challenges the district court’s interpretation and application of sections 3E1.1 and 3C1.1 of the Sentencing Guidelines.

Cooper’s conviction arises out of her involvement in a credit-card scheme, in which she and her ex-husband applied for numerous credit cards using false names and financial information. Several months pri- or to her indictment, Cooper confessed her involvement in the scheme to a U.S. Attorney. As noted, Cooper subsequently entered into a plea agreement with the government in which she assented to provide information about her ex-husband’s participation in their venture and to plead guilty to the bank-fraud count.

After Cooper’s…