Harron
Harron v. City of London Fire Insurance
Opinion
Lead Opinion
McFarland, J.
This is an action to recover five thousand dollars upon an alleged parol contract for the insurance of furniture, etc., in the Southern Hotel, at Bakersfield, in Kern County. The verdict and judgment were for plaintiff, and defendant appeals.
The defendant is a corporation organized under the laws of Great Britain, and does business in the Pacific states and territories under the management of W. J. Callingham, and its head office under Ms charge is in San Francisco. It has local agents in various cities and towns, and on July 6, 1889, its agent at Bakersfield was, and for a long time had been, H. A. Blodget. On that *18 date a small fire occurred in the Southern Hotel, of which plaintiff was lessee, and in which she had a large amount of furniture and other personal property. The hotel was conducted and managed by her brother, W. H. Harron, who was her general agent for that purpose. Being alarmed at the occurrence of the fire, her said agent went to said Blodget in the afternoon of said July 8th, and told him that he wanted an insurance on said furniture, etc., to take effect immediately, and that if lie- could not obtain it from him he would go elsewhere; and it is clear that…