Life Insurance—-Waiter of Forfeiture.—If an insurance company, after knowledge of any default for which it might terminate the contract of insurance, enters into negotiations or transactions with the assured which recognize the continued validity of the policy, and treat it as still in force, the right to claim a forfeiture for such previous default is waived.

Id.—Agreement to Accept Overdue Premium.—An agreement to accept, at a future time, an overdue premium, and a tender in pursuance of such agreement, is a waiver of any forfeiture which might have been enforced because the premium was not paid when due.

Id.—Forfeitures not Favored — Presumption that Waiver is Unconditional. — Forfeitures are not favored, and a waiver of a forfeiture will be treated as unconditional, unless it clearly appears that it was otherwise understood by the parties.

Id. — Request for Payments after Forfeiture — Tender — Reasonable Time —Question of Fact.—Where the insurance company requests the assured to make overdue payments of premium after .a forfeiture has accrued, without any conditions expressed in the request, a tender of such payment may be made within a reasonable time after such request, and it cannot be said, as matter of law, that a payment of premium tendered three weeks after such request was not made within a reasonable time.

Id. ■—Bi-monthly Assessments — New Assessment after Forfeiture — Letters Requesting Payment — Waiver — Time for Payment.— Under a life insurance policy providing for bi-monthly assessments, and for a forfeiture of the rights of the insured under the policy in the event of a failure to pay any assessment within thirty days after notice thereof, where it appears that although more than thirty days had elapsed after notice of each of two previous assessments, the insurance company wrote to the insured, after full knowledge of the non-payment of the previous assessments, requesting payment thereof, and wrote another letter, about the same time, notifying him that another assessment would be due upon a specified date, and in substance requesting payment of such new assessment, such letters constitute a waiver of the previous defaults, and payment may be made of all the assessments at any time prior to the maturity of the last assessment.

Id.—Tender during Last Illness. ■—If the tender of payment of the assessments due was made before the expiration of the time given by the insurance company within which payment was to be made, the fact that at the time of the tender the insured was in his last illness and within a few days of his death does not render the tender ineffectual, the offer to receive the assessments containing no condition that the assured must be in good health at the time of payment.

Id. — Action upon Policy — Evidence — Policy in Another Company. — In an action upon a life insurance policy, brought by the administratrix of the assured, the insurance company cannot properly question the plaintiff as to another policy held by the deceased in another company, and as to the payment of premiums thereon.