Interinsurance Exchange of the Automobile Club v. Ohio Casualty Insurance

Good Law
1962 Cal. LEXIS 248·23 Cal. Rptr. 592·58 Cal. 2d 142·373 P.2d 640
Supreme Court of CaliforniaJuly 19, 1962L. A. No. 26328California4,103 words

Opinion

dissent Opinion

McComb, J.

I dissent. I would affirm the judgment for the reasons expressed by Mr. Justice Fourt in the opinion prepared by him for the District Court of Appeal in Interinsurance Exchange v. Ohio Casualty Ins. Co., (Cal.App.) 17 Cal.Rptr. 259 .

Respondent’s petition for a rehearing was denied August 15, 1962. McComb, J., was of the opinion that the petition should be granted.

lead Opinion

Peters, J.

In this action between two insurance companies, the plaintiff, Interinsurance Exchange of the Automobile Club of Southern California (referred to hereafter as “Exchange”), appeals from a judgment on the pleadings in favor of defendant, Ohio Casualty Insurance Company (referred to hereafter as “Ohio”).

The facts involved are as follows; Effective April 1, 1957, *145 Ohio issued a one-year public liability automobile policy to Helms Pontiae-Cadillae, Inc., covering a certain 1951 Pontiac automobile. To this policy was attached an endorsement, entitled “Garage Liability (Limited Additional Interest) ” which, in defining an “insured” under the policy, contained this exclusion: “The words 'any person or organization legally responsible for the use thereof by any such partner, employee, director, stockholder or family member, ’ shall not be construed to mean, and the benefits of this policy shall not be extended to, any person or organization or the agent, servant or permittee of such person or organization, to which has been relinquished the use or possession of any automobile because such person or organization is a buyer or prospective buyer from the named insured or a customer or…

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