Ncua

MEMORANDUM

Petitioner Sadie Marie Ford (“Ford”), as estate representative of Clydel Perry (“Perry”), appeals the National Credit Union Administration Board’s (“NCUA Board”) denial of her claim. Ford argues on appeal that the NCUA Board erred in determining that Joyce Jeter (“Jeter”) was entitled to withdraw $177,662.12 from Cal State 9 Credit Union (“Cal State 9”), a federally insured, state-chartered credit union located in Concord, California. We have jurisdiction under 12 U.S.C. § 1787 (b)(7)(A), and we affirm.

The NCUA Board’s determinations are reviewed under the Administrative Procedure Act, 5 U.S.C. §§ 701-706 , and are upheld unless found to be “arbitrary, capricious, an abuse of discretion, or otherwise not in accordance with law,” 5 U.S.C. § 706 (2)(A). This standard of review is “highly deferential, presuming the agency action to be valid and affirming the agency action if a reasonable basis exists for its decision.” Nw. Ecosystem Alliance v. U.S. Fish & Wildlife Serv., 475 F.3d 1136, 1140 (9th Cir.2007) (citation and internal quotation marks omitted); see also Cal. Wilderness Coal. v. U.S. Dep’t of Energy, 631 F.3d 1072, 1084 (9th Cir.2011) (stating that courts are…