Mahmood

background to the parties’ dispute. In 2004, the Odinmas allegedly extended a $100,000 loan to Luis and Cynthia Lorica (the Loricas) secured by a deed of trust (the 2004 DOT) against the Loricas’ real property in Newark (the Newark property). In 2006, the Odinmas again loaned money to the Loricas, who executed and delivered a second deed of trust in the amount of $180,000 against the Newark property (the 2006 DOT) to the Odinmas. The Loricas allegedly defaulted on the loans. In 2006, the Loricas allegedly sold the Newark property to Marilyn Bunquin for $900,000 but failed to pay off the 2004 DOT and 2006 DOT. In connection with this sale, Bunquin obtained two secured loans in the total amount of $900,000, and the related deeds of trust were eventually assigned to Deutsche Bank National Trust (Deutsche Bank), which obtained title to the Newark property at a nonjudicial foreclosure sale in 2008 without paying off the 2004 DOT and 2006 DOT. The Mahmoods purchased the Newark property from Deutsche Bank in 2010. In 2019, the Mahmoods filed the instant lawsuit against the Odinmas and the Loricas to quiet title and for cancellation of the 2004 DOT and 2006 DOT, declaratory relief, and an…