The Bank of New York Mellon v. Maria Loyo-Morales

NOT FOR PUBLICATION FILED

UNITED STATES COURT OF APPEALS MAY 23 2022

MOLLY C. DWYER, CLERK

U.S. COURT OF APPEALS

FOR THE NINTH CIRCUIT

THE BANK OF NEW YORK MELLON, No. 21-16041 FKA The Bank of New York, as Trustee for the Registered Holders of the CWABS, Inc., D.C. No. Asset-Backed Certificates,Series 2005-13, 2:16-cv-02400-MMD-VCF

Plaintiff-Appellee,

MEMORANDUM*

v.

MARIA LOYO-MORALES,

Defendant-Appellant,

and

NORTHGATE HOMEOWNERS

ASSOCIATION; NEVADA

ASSOCIATION SERVICES, INC.;

KIMBERLY TIBONI,

Defendants.

Appeal from the United States District Court for the District of Nevada Miranda M. Du, Chief District Judge, Presiding

Argued and Submitted April 13, 2022 Pasadena, California

* This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3. Before: BADE and LEE, Circuit Judges, and CARDONE,** District Judge.

Plaintiff-Appellee Bank of New York Mellon (“the Bank”) owns the deed of

trust to a property located at 5513 Oakwood Ridge Street, Las Vegas, Nevada

89130 (“the Property”).1 The Property’s prior owner fell into…