John J. Eileen Nichols v. Carpenters Health and Welfare Trust Fund for California

19 F.3d 1440 NOTICE: Ninth Circuit Rule 36-3 provides that dispositions other than opinions or orders designated for publication are not precedential and should not be cited except when relevant under the doctrines of law of the case, res judicata, or collateral estoppel. JOHN J.; Eileen Nichols, Plaintiffs-Appellants, v. CARPENTERS HEALTH AND WELFARE TRUST FUND FOR CALIFORNIA, Defendant-Appellee. No. 92-16724. United States Court of Appeals, Ninth Circuit. Submitted Feb. 9, 1994. * Decided March 15, 1994. Before: FLETCHER, KOZINSKI and TROTT, Circuit Judges. 1 MEMORANDUM ** 2 The Nichols challenge the district court's grant of summary judgment to Carpenters Health and Welfare Trust Fund ("Carpenters"). The court concluded that the Nichols's continuation health insurance coverage expired on December 31, 1991 and did not cover the expenses incurred incident to the birth of their child in January, 1992. The Nichols claim Carpenters failed to provide them with an understandable summary of the continuation coverage plan as required by federal law. We affirm. 3 The Employees Retirement Income Security Act ("ERISA") requires employers to summarize all benefit plans in language that the…