Vanessa Serrato, an Incapacitated Person, by and Through Her Guardian Ad Litem, Dora Serrato v. John Hancock Life Insurance Company, and Norton Lilly & Company, Inc. Employee Benefits Plan, Vanessa Serrato, an Incapacitated Person, by and Through Her Guardian Ad Litem, Dora Serrato v. John Hancock Life Insurance Company, Vanessa Serrato, an Incapacitated Person, by and Through Her Guardian Ad Litem, Dora Serrato v. John Hancock Life Insurance Company, and Massachusetts Mutual Life Insurance Company, Vanessa Serrato, an Incapacitated Person, by and Through Her Guardian Ad Litem, Dora Serrato v. John Hancock Life Insurance Company, and Teamsters Industrial Security Fund & Southwest Administrators

31 F.3d 882 18 Employee Benefits Cas. 1987 Vanessa SERRATO, an incapacitated person, by and through her guardian ad litem, Dora Serrato, Plaintiff-Appellant, v. JOHN HANCOCK LIFE INSURANCE COMPANY, Defendant, and Norton Lilly & Company, Inc. Employee Benefits Plan, Defendant-Appellee. Vanessa SERRATO, an incapacitated person, by and through her guardian ad litem, Dora Serrato, Plaintiff-Appellant, v. JOHN HANCOCK LIFE INSURANCE COMPANY, Defendant-Appellee. Vanessa SERRATO, an incapacitated person, by and through her guardian ad litem, Dora Serrato, Plaintiff-Appellant, v. JOHN HANCOCK LIFE INSURANCE COMPANY, Defendant, and Massachusetts Mutual Life Insurance Company, Defendant-Appellee. Vanessa SERRATO, an incapacitated person, by and through her guardian ad litem, Dora Serrato, Plaintiff-Appellant, v. JOHN HANCOCK LIFE INSURANCE COMPANY, Defendant, and Teamsters Industrial Security Fund & Southwest Administrators, Defendant-Appellee. Nos. 93-55290, 93-55292, 93-55295 and 93-55297. United States Court of Appeals, Ninth Circuit. Argued and Submitted June 6, 1994. Decided Aug. 2, 1994. Sharon J. Arkin, Shernoff, Bidart & Darras, Claremont, CA, for plaintiff-appellant.…