Pentz

This action is brought on a war risk insurance poliey for $10,000, which had lapsed, upon the ground that on May 3, 1918, and on July 21, 1918, during the life of the policy, the appellee was so severely injured that he was permanently and totally disabled. The appellant alleged by answer that the original contract of war risk insurance lapsed on the 1st of October, 1919, apd that on ’the 6th day of April, 1921, plaintiff applied for reinstatement of his war risk insurance in the sum of *351 $5,000; that such policy was issued and subsequently lapsed. Appellant alleged that the rules of the Bureau of War Risk Insurance prohibited reinstatement in case the applicant was totally and permanently disabled. It is alleged that the applicant’s insurance was reinstated for $5,000, and that this new policy was allowed to lapse on October 1, 1923. The appellee replied, denying appellant’s allegation, but specifically admitting that he applied for reinstatement by reason of the misrepresentations of the doctors and officers of the United States Veterans’ Bureau. He alleges that he was ignorant of his rights under the original policy of war risk insurance. The sufficiency of the appellee’s…