Pincay

We must decide whether the civil Racketeer Influenced and Corrupt Organizations Act (“RICO”) statute of limitations begins to run, as a matter of law, upon receipt of written disclosure of the alleged injury.

I

Lafitt Pincay and Christopher McCar-ron are professional horse racing jockeys who have been inducted into the sport’s Hall of Fame. Vincent Andrews (“Vincent”), Robert Andrews (“Robert”), and their company, Vincent Andrews Management Corporation (“VAMC”) (collectively “Andrews”), are investment advisors whom both Pincay and McCarron retained between 1969 and 1988.

Pincay began investing the earnings from his racehorse riding in 1967, when he orally employed Vincent’s father, also named Vincent Andrews, to manage his financial affairs for- a flat fee of 5% of his annual income. Pincay orally continued this arrangement in 1969, including the 5% flat fee, when Vincent took over his father’s business and formed VAMC. In 1972, Vincent’s brother, Robert, joined VAMC. Pincay’s arrangement with VAMC called for the firm to handle Pin-cay’s financial, accounting, and tax matters. McCarron orally entered into the same arrangement with VAMC, including the 5% flat fee, beginning in…