96 Cal. Daily Op. Serv. 356, 96 Daily Journal D.A.R. 565 Michael L. Salstrom, and Gregory Lamont Gudger v. Citicorp Credit Services, Inc. Financial Assistance Incorporation, a Washington Corporation Continental Credit, a Washington Corporation Larry Aldi Gus Carlson Citibank (South Dakota) Na, a South Dakota Corporation, Michael L. Salstrom, and Dean Browning Webb v. Citicorp Credit Services, Inc. Financial Assistance Incorporation, a Washington Corp.

74 F.3d 183 96 Cal. Daily Op. Serv. 356 , 96 Daily Journal D.A.R. 565 Michael L. SALSTROM, et al., Plaintiffs, and Gregory Lamont Gudger, Appellant, v. CITICORP CREDIT SERVICES, INC.; Financial Assistance Incorporation, a Washington corporation; Continental Credit, a Washington corporation; Larry Aldi; Gus Carlson; Citibank (South Dakota) NA, a South Dakota corporation, Defendants-Appellees. Michael L. SALSTROM, et al., Plaintiffs, and Dean Browning Webb, Appellant, v. CITICORP CREDIT SERVICES, INC.; Financial Assistance Incorporation, a Washington corp., Defendants-Appellees. Nos. 94-35816, 94-35849. United States Court of Appeals, Ninth Circuit. Submitted Nov. 15, 1995. * Decided Jan. 17, 1996. Thomas W. Sondag, Lane Powell Spears Lubersky, Portland, Oregon, for appellant Gregory L. Gudger. Alfredo Wheelock, Portland, Oregon, for appellant Dean Browning Webb. John L. Langslet and Julie K. Bolt, Martin, Bischoff, Templeton, Langslet & Hoffman, Portland, Oregon, for defendants-appellees. Appeals from the United States District Court for the District of Oregon. Before: BROWNING, RYMER, and T.G. NELSON, Circuit Judges. RYMER, Circuit Judge: 1 Gregory Lamont Gudger and Dean…