Hachigian
Hachigian v. CNA Insurance Companies
Opinion
Lead Opinion
MEMORANDUM **
Michael M. Hachigian appeals a summary judgment in favor of Transcontinental Insurance Co. (“Transcontinental”) in a diversity action alleging the breach of an insurance contract and a breach of the *631 duty of good faith and fair dealing. We affirm the grant of summary judgment.
Hachigian’s malpractice insurance policy covered “claims made against [Hachigian] and reported to [Transcontinental] during [the] policy term.” The policy defined “claim” as “the receipt of a demand for money or services, naming [insured] and alleging a wrongful act.” Because California’s notice-prejudice rule does not apply to “claims made” policies, the terms of Transcontinental’s contract with Hachigian should be strictly enforced. See Burns v. International Ins. Co., 929 F.2d 1422, 1425 (9th Cir.1991) (holding that notice-prejudice rule does not apply to claims-made policies). Accord Helfand v. National Union Fire Ins. Co., 10 Cal. App.4th 869, 888 , 13 Cal.Rptr.2d 295, 305 (1992); Slater v. Lawyers’ Mutual Ins. Co., 227 Cal.App.3d 1415, 1421-24 , 278 Cal. Rptr. 479, 482-83 (1991); Pacific Employers Ins. Co. v. Superior Court, 221 Cal. App.3d 1348, 1356-57 , 270 Cal.Rptr. 779, 783…