Sebo
Sebo v. Metropolitan Life Insurance
Opinion
Lead Opinion
MEMORANDUM *
Appellant (Sebo) appeals from a judgment of the district court in favor of Ap-pellee (Metropolitan). The judgment upheld Metropolitan’s termination of benefits under Metropolitan’s long term disability plan (the Plan), which is governed by the Employee Retirement Income Security Act, 29 U.S.C. § 1001 , et. seq. (ERISA). We have jurisdiction pursuant to 28 U.S.C. *731 § 1291 . We affirm the judgment of the district court.
We review de novo the district court’s choice of the standard of review, and its application of that standard to decisions by fiduciaries in the ERISA context. Taft v. Equitable Life Assurance Soc’y, 9 F.3d 1469 , 1471 (9th Cir.1993). Where an ERISA plan confers discretion on the administrator to determine eligibility for benefits, the district court ordinarily reviews the administrator’s determinations for abuse of discretion. Firestone Tire & Rubber Co. v. Bruch, 489 U.S. 101, 115 , 109 S.Ct. 948 , 103 L.Ed.2d 80 (1989). When a plan administrator pays claims out of its own assets, the affected beneficiary is given the opportunity to produce material probative evidence tending to show that the fiduciary’s self interest caused a breach of duty to…