In Re Curtis Duane Polley and Jessica M. Polley, Debtors. Curtis Duane Polley Jessica M. Polley v. Ronald P. Gilmore Janet R. Gilmore

87 F.3d 1321 NOTICE: Ninth Circuit Rule 36-3 provides that dispositions other than opinions or orders designated for publication are not precedential and should not be cited except when relevant under the doctrines of law of the case, res judicata, or collateral estoppel. In re Curtis Duane POLLEY and Jessica M. Polley, Debtors. Curtis Duane POLLEY; Jessica M. Polley, Plaintiffs-Appellants, v. Ronald P. GILMORE; Janet R. Gilmore; Defendants-Appellees. No. 95-35242. United States Court of Appeals, Ninth Circuit. Submitted June 11, 1996. * Decided June 19, 1996. Before: CANBY, NOONAN, and LEAVY, Circuit Judges. 1 MEMORANDUM ** 2 Chapter 7 debtors Curtis Duane Polley and Jessica M. Polley appeal pro se the district court's affirmance of the bankruptcy court's order that the Polleys' debt to Ronald and Janet Gilmore was nondischargeable pursuant to 11 U.S.C. § 523 (a)(2)(A), due to fraudulent representations. We have jurisdiction pursuant to 28 U.S.C. § 158 (d), and affirm. 3 Because we are in as good a position as the district court to examine the bankruptcy court's decision, we independently review the bankruptcy court's rulings. See Havelock v. TaxeI (In re Pace), 67 F.3d…