96 Cal. Daily Op. Serv. 5478, 96 Daily Journal D.A.R. 8958 Monica J. Hubbard, Fka Monica J. Roegler Earle S. Humphreys Nicette M. Humphreys, on Behalf of Themselves and All Others Similarly Situated v. Fidelity Federal Bank, Fka Fidelity Federal Savings and Loan Association

91 F.3d 75 96 Cal. Daily Op. Serv. 5478 , 96 Daily Journal D.A.R. 8958 Monica J. HUBBARD, fka Monica J. Roegler; Earle S. Humphreys; Nicette M. Humphreys, on behalf of themselves and all others similarly situated, Plaintiffs-Appellants, v. FIDELITY FEDERAL BANK, fka Fidelity Federal Savings and Loan Association, Defendant-Appellee. No. 93-56052. United States Court of Appeals, Ninth Circuit. Argued and Submitted Feb. 9, 1995. Decided July 25, 1996. As Amended on Denial of Rehearing Oct. 2, 1996. Peter M. Racher, Plews, Shadley, Racher & Braun, Indianapolis, IN, and M. Scott Barrett, Lawrence Walner & Assoc., Chicago, IL, for plaintiffs-appellants. Martin C. Washton and Alicia J. Bentley, Gibson, Dunn & Crutcher, Los Angeles, CA, for defendant-appellee. Appeal from the United States District Court for the Central District of California, Mariana R. Pfaelzer, District Judge, Presiding. D.C. No. CV-92-03939-MRP. Before BROWNING, D.W. NELSON and HAWKINS, Circuit Judges. PER CURIAM: 1 Monica Hubbard and Earle and Nicette Humphreys appeal a grant of summary judgment in their breach of contract, fraud, and Truth in Lending Act ("TILA") class action against Fidelity Federal…