Oliver
Oliver v. Coregis Insurance
Opinion
Lead Opinion
MEMORANDUM *
Michael Oliver sued Coregis Insurance Company (“Coregis”) in an effort to recover the amount of a malpractice judgment that he obtained against his former attorney who was insured by Coregis. Oliver appeals the district court’s order granting summary judgment to Coregis. Because there is an ambiguity in the insurance policy that must be construed in Oliver’s favor, we reverse the district court’s order and remand for further proceedings.
Coregis issued a one-year, claims-made, malpractice insurance policy to Oliver’s attorney that was twice renewed with each renewal policy extending the coverage for a one-year period. Oliver made his claim during the first renewal period, and provided notice of the claim to Coregis during the second. 1 Coregis contends, and the district court held, that the notice was not given during the policy period.
The Coregis insurance policy is ambiguous regarding the question of when notice must be given. At the top of the Declarations page of the renewals, in capital letters, it states that coverage is limited to “CLAIMS WHICH ARE FIRST MADE AGAINST THE NAMED INSURED AND REPORTED TO THE COMPANY WHILE THE POLICY IS IN FORCE.” (emphasis…