Residence Mutual Insurance v. Travelers Indemnity Co.

*968 ORDER RE: PLAINTIFF’S MOTION FOR SUMMARY JUDGMENT [18] AND DEFENDANT’S CROSS-MOTION FOR SUMMARY JUDGMENT [20]

Currently before the Court are Plaintiff Residence Mutual Insurance Company’s (“Plaintiff’) Motion for Summary Judgment [18] and Defendant Travelers Indemnity Company of Connecticut’s (“Defendant”) Cross-Motion for Summary Judgment [20]. The Court, having reviewed all papers submitted pertaining to these Motions, NOW FINDS AND RULES AS FOLLOWS: The Court GRANTS in part, DENIES in part Plaintiffs Motion for Summary Judgment and GRANTS in part, DENIES in part Defendant’s Cross-Motion for Summary Judgment.

I. BACKGROUND

Plaintiff issued a Homeowners Policy to Michael H. Chu and Susan Chu as the named insureds (“Plaintiffs Policy”). Pl.’s Statement of Uncontroverted Facts and Conclusions of Law (“Pl.’s SUF”) # 1.

Defendant issued a Commercial General Liability policy to Daeil America Corporation, dba Temeku Hills Golf and Country (“Temeku Hills”) as the named insured (“Defendant’s Policy”). Id. at #2. Mrs. Chu, as a renter or operator of a golf cart at Temeku Hills, was made an additional insured of Defendant’s Policy by the Golf or Country Club Facilities Xtend…